Privacy Policy
1. Introduction
IRA Benefit (“we,” “us,” or “our”) is committed to protecting the privacy of visitors to our website and users of our services. This policy explains what information we collect, how we use it, how we share it, and how you can manage your privacy choices.
2. Information We Collect
a. Information You Provide
Account registration: name, email address, postal address, phone number.
Financial information: IRA contributions, account balances, transaction history.
Verification documents: ID, Social Security Number (if applicable).
Support interactions: feedback, requests, emails, chat logs.
b. Information Collected Automatically
Device data: IP address, browser type, operating system.
Usage data: pages viewed, clicks, referral URLs, session duration.
Cookies and tracking technologies: to remember preferences, secure sessions, and analyze website performance.
3. How We Use Your Information
To provide services: set up, manage, and administer your IRA accounts; process transactions.
To communicate: send account confirmations, statements, updates, and respond to queries.
To improve: analyze usage for product enhancements, website improvements.
For compliance and security: prevent fraud, meet legal obligations, and keep systems secure.
For marketing (with your consent): send relevant offers, newsletters, or account-related promotions.
4. Sharing of Information
We do not sell or rent your personal information. We may share with:
Service providers: companies assisting with account servicing, analytics, fraud detection, email delivery.
Affiliates and partners: where necessary to provide authorized services (e.g., plan sponsors).
Legal and compliance: to comply with regulations, legal processes, or for protection against fraud.
Business transfers: in connection with mergers, acquisitions, or corporate restructuring—requiring confidentiality assurances.
5. Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking tools to:
Authenticate you and secure your session
Remember preferences and settings
Analyze usage trends and site performance
You can control cookies via browser settings. Disabling certain cookies may impact website functionality.
6. Data Security
We employ reasonable administrative, technical, and physical safeguards—such as encryption, secure servers, and restricted access—to protect your information. However, no online transmission is 100% secure. Access management and continuous monitoring are in place to protect against unauthorized access.
7. Data Retention
We retain personal information as long as needed to provide services, comply with legal obligations, resolve disputes, and enforce policies.
8. Your Rights and Choices
Depending on your jurisdiction and applicable laws, you may have rights to:
Access or correct personal data
Delete your personal data (subject to legal exceptions)
Opt-out of marketing communications
Withdraw consent for data processing
Lodge a complaint with a data protection authority
Contact us at any time (see Section 10) to exercise these rights.
9. Third Party Links
Our website may contain links to third-party sites or services not controlled by IRA Benefit. We are not responsible for their practices. Please review their privacy policies separately.
10. Contact Us
For questions, updates, deletion requests, or privacy concerns, please contact:
Email: info@irabenefit.com
Phone: (929) 205-3697
11. Updates to This Privacy Policy
We may update this policy to reflect changes in our practices or legal requirements. The Effective Date at the top will indicate when changes were last made. We encourage you to review this policy periodically. If changes are material, we’ll provide notice via our website or by email.